Bank of America, especially when based on its name, is obviously an American national bank. It has more than 5,000 branches and 49 million clients, including 16,000 ATM machines. With its origins in Chicago, the Bank of America as several services such as savings, investments, trade, and wealth management.
If you already have a bank account with the Bank of America, you may want to also use their services online for convenience’s sake. When you do this, you can keep track of your account and your account history, pay bills, transfer funds, apply for loans and mortgages, establish transaction alerts, order cheque books and receive cheque images, and the like.
Creating Your Online Bank of America Account
If you already have an account with the Bank of America and would like to access its services online, here are the steps to creating your username:
(1) Type https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll on the address bar of your web browser.
(2) Afterwards, click on the tab, “Your Information.” Then click on “Create ID.” Next, choose the “Passcode” tab. Afterwards, click “Security Set-Up.” This is so you can generate a passcode. After, click on the “Review” hyperlink for confirmation.
(3) Subsequently, put in your card number or your account number from the Bank of America. Keep in mind that you cannot use spaces or dashes when you put in your number.
(4) Next, put in your Tax Identification Number or your Social Security Number.
(5) Then, click on “Continue.”
(6) Afterwards, put in your online username. This should come from the Bank of America when you received their welcome letter when you opened an account.
(7) Next, create a password or a passcode for your online account. Use a combination of alphabets, numerals, and special characters.
(8) Once done, you should answer a security question that you alone can answer so your account is kept secure.
(9) Afterwards, agree on the Terms and Conditions from the Bank of America so you can access your online services.
(10) Lastly, type, “Submit.”
Logging Into Your Bank of America
If you already have an account with the Bank of America and are already enrolled with them online, you can easily access their services by just logging into your online account. Here are the steps:
(1) Put in https://www.bankofamerica.com on the address bar of your web browser.
(2) You would then be brought to a webpage, “Secure Sign-In.”
(3) On the available text box, type your username. This should be the username as given to you by the Bank of America.
(4) Afterwards, put in your password, which you also received from the Bank of America.
A couple of notes about having an online account with the Bank of America. Call their toll free number at 1-800-933-6262 if you feel your account has been compromised. You can call the aforementioned number on weekdays from 7 in the morning to 10 in the evening and on weekends from 8 in the morning to 5 in the afternoon.
To keep your account safe and secure, there are a couple of tips you should keep in mind. First, do not share your user details—whether online or otherwise—to anyone. Next, create a very strong password for your account and do not repeat the same password across all your online accounts. Use a combination of different characters. A typical tip is to think of a phrase or a sentence that best describes you. For example, this could be, “I love walking outside at 8 at night, when the moon is full and the leaves are falling.” When you get the first letter of every word, you can come up with a good password that is easy for you to remember and understand but difficult to decipher by anyone else: “Ilwoa8an,wtmifatlaf.” This, of course, is a tip you can use for any online account you may have—with some tweaks. Another way to keep your account secure is to make sure that you are cautious with any phishing accounts. When you receive an email asking for your username and password, report this immediately, as the Bank of America would do no such thing. Moreover, when you go to a website, make sure to check which site you were redirected to.